| New
Developments
On this page you will find
links to New Developments.
Last Updated:
Friday August 11, 2006
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- May 24, 2005 Joint
Hearing Before the House Committee on Financial Services
"Legislative Solution to Abusive Mortgage Lending Practices" -
prepared testimonies
- Mr. Steve Nadon, Chairman of the Coalition for Fair and
Affordable Lending (CFAL) and Chief Operating Officer of
Option One Mortgage (Written)
- Mr. Steve Nadon, Chairman of the Coalition for Fair and
Affordable Lending (CFAL) and Chief Operating Officer of
Option One Mortgage (Oral)
- Ney/Kanjorski HR 1295 Introduced, March 15, 2005
- Responsible Lending Act Section-by-Section Analysis (As
Introduced on March 15, 2005).pdf
- Ney/Kanjorski HR 1295 March 15, 2005.pdf
- Summary of the Ney-Kanjorski “Responsible Lending Act”.pdf
- CFAL Release on Ney/Kanjorski Bill - March 15, 2005
- Ney/Kanjorski Tougher Than Ney/Lucas
- Summary of Key Provisions in the New Responsible Lending
Act.pdf
- NHEMA Media Release Regarding Ney/Kanjorski HR 1295.pdf
- Miller/Watt HR 1182.pdf
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- Decision of CA Supreme Court in
AFSA v. City of Oakland, January 31, 2005
- Standard & Poor's Addresses Indiana Anti-Predatory Lending
Law, 10/18/2004.pdf
- Standard & Poor's Addresses Massachusetts' Predatory Home Loan
Practices Act.pdf
- Fitch Comments on NJ's Amendment
to the 2002 NJ Homeownership Security Act.pdf
- Condensed CFAL Statement 3-30-04.pdf
- CFAL Press Release.pdf
- Housing Counseling
Testimony
- Obloy Counsel Testimony.pdf
- Wade Counsel Testimony.pdf
- Walsh Counsel Testimony.pdf
- Bibby Counsel Testimony.pdf
- Canfield Counsel Testimony.pdf
- Couch Counsel Testimony.pdf
- Smith Counsel Testimony.pdf
- Spriggs Counsel Testimony.pdf
- Weicher Counsel Testimony.pdf
- Grist Counsel Testimony.pdf
- Jordan Counsel Testimony.pdf
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- Senate Appraisal
Hearing
- Statement of David G. Wood, Director Financial Markets and Community Investment.pdf
- Steven D. Fritts Chairman, Appraisal Subcommittee.pdf
- David S. Bunton Executive Vice President The Appraisal Foundation.pdf
- Alan Eugene Hummel, SRA Immediate Past President, Appraisal Institute.pdf
- Eugene Kaczkowski, President AMERICAN SOCIETY OF APPRAISERS.pdf
- Charles Clark, Real Estate Commissioner.pdf
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- New Miller Watt Federal Anti-PredLending Bill.pdf
- Woodstock Study.pdf
- National Urban League Study.pdf
- OCC Proposed Rule.pdf
- Williams Speech.pdf
- Executive Summary Final.pdf
- GAO Predatory Report.pdf
- OCC Complaints.pdf
- OCC Guidance on Consumer Complaints.pdf
- Press Release Final.pdf
- Fitch Ratings Addresses Preemption Statement From The OCC.pdf
- Fitch Ratings Updates Rating Criteria Regarding Predatory
Lending Law.pdf
- Fitch Announcement RE NM Predatory Lending Law.pdf
- S&P Announcement RE: South Carolina Predatory Lending Law.pdf
- OCC’s Press Release re Final Rules on National Bank Preemption
and Visitorial Powers, January 7, 2004.pdf
- OCC’s Final Rule re Preemption, January 7, 2004.pdf
- OCC’s Final Rule re Preemption – Q&A, January 7, 2004.pdf
- John D. Hawke, Jr.’s Statement re Issuance of Final Rules on
Preemption and Visitorial Powers , January 7, 2004.pdf
- Comparison Chart of OCC’s Preemption Rule with OTS and NCUA’s
Preemption Rules, January 7, 2004.pdf
- Freddie Mac Industry Letter RE: NJ, NM, IL, November 26,
2003.pdf
- NJ DOBI Announcement RE Fannie Mae's Support of NJ Predatory
Lending Law, November 21, 2003.pdf
- S&P Announcement RE NM Predatory Lending Law, November 25,
2003.pdf
- Sen. Sarbanes Bill, Nov 21, 2003.pdf
- S&P Announcement RE IL Predatory Lending Law.pdf
- CFAL Press Release November 18, 2003, National Standards for
Mortgage Lending Gain Momentum; Industry Outlines ‘Reasonable
Compromise Proposals’.pdf
- NJ Banking Department Bulletin – November 18, 2003.pdf
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- November 5, 2003 House Committee on
Financial Services hearing “Protecting Homeowners: Preventing Abusive Lending While
Preserving Access to Credit” - prepared testimonies
- CFAL Press Release re: November 5, 2003 House Financial
Services Committee Hearing.pdf
- Mr. Robert C. Couch, Chairman, Mortgage Bankers
Association.pdf
- Mr. A. W. Pickel, President, National Association of Mortgage
Brokers.pdf
- Mr. Allen Fishbein, Director of Housing and Credit Policy,
Consumer Federation of America.pdf
- Mr. George Brown, Senior Vice President, Self Help, on behalf
of North Carolina Coalition forResponsible Lending.pdf
- The Honorable Thomas J. Miller, Attorney General, State of
Iowa.pdf
- Mr. Steve Nadon, Chief Operating Officer and Executive Vice
President, Option One, on behalf of Coalition for Fair and
Affordable Lending.pdf
- Mr. Micah S. Green, President, The Bond Market Association.pdf
- Mr. Cameron "Cam" L. Cowan, Esq., Chair, Legislative and
Judicial Subcommittee, American Securitization Forum.pdf
- Ms. Margot Saunders, Managing Attorney, National Consumer Law
Center.pdf
- Professor Kurt Eggert, Associate Professor of Law, Chapman
University School of Law.pdf
- Mr. Frank L. Raiter, Managing Director, Standard & Poors.pdf
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- Fitch Announcement re Oakland Predatory Lending
Ordinance.pdf
- ACORN October 2003 report The Great Divide.pdf
- ACI November 2003 Predatory Lending Conference –
Program.pdf
- Gramlich Speech on Predatory Lending.pdf
- Putting Your Home on the Loan Line is Risky Business.pdf
- HUD Predatory Lending Brochure.pdf
- Federal Agencies Brochure on Predatory Lending.pdf
- OTS Legal Opinion Re NM Home Loan Protection Act,
September 2, 2003.pdf
- 2003 report of the Joint Center for Housing Studies of
Harvard University "The State of the Nation's
Housing".pdf
- 2003 report of the Joint Center for Housing Studies of
Harvard University "The State of the Nation's
Housing"(appendix-tables).pdf
- OCC GA Preemption Order.pdf
- OCC Working Paper.pdf
- OCC NPRM Q&A.pdf
- OCC GA Q&A.pdf
- OCC Preemption Proposed
Rulemaking.pdf
- Comptroller Statement on GA
Preemption.pdf
- FCC No Faxing Rule.pdf
- Lampe's NC Analysis.pdf
- NJ Department of Banking and Insurance Bulletin on NJ
Law.pdf
- OTS Preempts NJ Law - Opinion.pdf
- OTS Preempts NJ Law - Press Release.pdf
- Fitch Ratings Responds to Kentucky Predatory Lending
Legislation.pdf
- Wanye Abernathy's Comments to the State Bank Supervisors.pdf
- Fitch Ratings Responds to New Jersey Predatory Lending
Legislation.pdf
- FTC: Notice on More Research of Consumer Understanding
of Mortgages and the Effect of Current Disclosures.pdf
- FRB Transition Rules RE: HMDA.pdf
- FRB Press Release: Transitions Rules RE: HMDA.pdf
- Banking Board Adopts Revisions to Part 41, May 6,
2003.pdf
- NY Part 41 Adopted Regulations.pdf
- Standard & Poor's Addresses New Jersey Predatory Lending
Law, May 5, 2003.pdf
- EMC Press Release, March 31, 2003.pdf
- Coalition for Fair and Affordable Lending, (CFAL) Press
Release, March 11, 2003.pdf
- ComplianceEase and Dorado Form Strategic Partnership,
March 11, 2003.pdf
- Standard & Poor's Press Release on NYC Ordinance,
February 21, 2003.pdf
- Fannie Mae Chairman Raines' speech to AARP.pdf
- Ney-Lucas Federal Predatory Lending Bill Introduced -
Press Release, February 13, 2003.pdf
- Ney Bill CFAL Release, February 13, 2003.pdf
- AFSA vs. Toledo Order.pdf
- The Unintended Consequences: Real-world Experiences,
Effects on Credit Availability, Reaction by the
Secondary Market, Legislative Solutions", February 7,
2003.pdf
- Fitch Declines To Rate Georgia Loans In RMBS Pools,
February 7, 2003.pdf
- AFSA Complaint Seeking Injunction Barring the City of LA
From Enforcing the Predatory Lending Ordinance
02-03-2003.pdf
- Moody's Investors Service Statement Regarding Georgia's
Fair Lending Act, January 30, 2003.pdf
- OTS, NY Preemption Legal Opinion, January 30, 2003.pdf
- HUD Press Release - Lending Accountability, January 14,
2003.pdf
- HUD Proposed Rule on Lender Accountability for Appraisals,
January 13, 2003.pdf
- OTS Legal Opinion: Georgia Fair Lending Act Doe Not
Apply to Thrifts, January 22, 2003.pdf
- Examples of Company Reactions to New Georgia Fair
Lending Act, 11/04/2002.pdf
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